Microsoft Stock: Your 2025 Investment Guide

Microsoft stock (MSFT) is hot today. In fact, it just hit big news. The tech giant made a huge deal with OpenAI. As a result, the stock jumped 4% this morning.

Right now, microsoft stock is worth $531.52. That’s up 23% this year. In comparison, the S&P 500 only rose 15%. Clearly, Microsoft is beating the market.

Big News: Microsoft Gets 27% of OpenAI

Today’s big story just broke. Microsoft now owns 27% of OpenAI. The stake is worth $135 billion. That’s a 10x return on Microsoft’s $13.8 billion investment.

Here’s what this means. Microsoft can use OpenAI’s tech until 2032. Moreover, this includes all AI models. Even after AGI (super smart AI) arrives, Microsoft keeps these rights.

Plus, OpenAI will buy $250 billion of Azure services. However, Microsoft loses its first refusal rights. In other words, OpenAI can now work with other cloud providers too.

Microsoft Stock Price Today

Let’s check microsoft stock yahoo finance data. As of October 28, 2025, MSFT trades at $531.52. The stock opened strong today. After the OpenAI news, it jumped to $545.

Here are the key numbers:

• Current price: $531.52
• Today’s gain: 4% (after OpenAI deal)
• Year-to-date: Up 23%
• Market cap: $3.9 trillion
• 52-week high: $555.45 (July 31, 2025)

Therefore, Microsoft remains one of the most valuable companies on Earth. In addition, it’s beating most tech stocks this year.

Microsoft Stock Split History

Many investors ask about microsoft stock split history. Microsoft has split its stock nine times. However, the last split was in 2003. That was 22 years ago.

Here’s the complete list:

What does this mean? If you bought one share in 1986, you’d have 288 shares today. That’s before any price gains. Impressive, right?

Will Microsoft split again? Maybe. The stock keeps rising. As a result, a split could happen soon. However, Microsoft hasn’t said anything yet.

Microsoft Layoffs: The Hard Truth About 2025

Now let’s talk about microsoft layoffs. This year has been tough. Microsoft cut over 15,000 jobs in 2025. That’s about 7% of all workers.

Here’s how it happened:

January 2025: Small cuts began (1% of staff) May 2025: Big wave of 6,000 jobs (3% of workers) July 2025: Biggest cut with 9,000 jobs (4% of workers) August 2025: Smaller cuts continued September 2025: 42 more jobs in Redmond

These cuts hit many teams. For example, Azure, Xbox, and LinkedIn all lost people. Similarly, engineering and legal teams were hit hard.

Why is this happening? Microsoft is betting big on AI. The company is spending $80 billion on AI this year. Therefore, it’s cutting jobs to pay for this AI push.

CEO Satya Nadella says AI now writes 30% of Microsoft’s code. Consequently, the company needs fewer human coders. However, Nadella admits these cuts weigh heavy on him.

Microsoft Stock Prediction 2025: What Experts Say

The microsoft stock prediction 2025 looks strong. After great earnings, big banks raised their targets. Here’s what the top analysts say:

Citi: Raised target to $680 (highest on Wall Street) Jefferies: Lifted target to $675 (calls it a top pick) UBS: Increased target to $650 Wells Fargo: Set target at $675 Goldman Sachs: Raised target to $630

In total, 30 analysts cover MSFT. Most say “Strong Buy.” The average target is $618.60. That’s 16% higher than today’s price.

Why are they so bullish? Several reasons stand out:

• Azure grew 39% last year
• Copilot AI is spreading fast
• Microsoft made $281.7 billion in revenue (up 15%)
• Profit hit $101.8 billion (up 16%)

Tomorrow, Microsoft reports Q1 2026 earnings. That’s on October 29, 2025. As a result, we’ll learn more about AI sales. In addition, we’ll see Azure’s latest growth numbers.

Microsoft Stock Price Prediction 2030: Looking Ahead

The microsoft stock price prediction 2030 varies a lot. However, most experts see big gains. Let’s break it down:

Conservative View: Some predict $577-$689 by 2030. That’s 30-50% growth from today.

Middle View: Others forecast $850-$896 by 2030. That’s 60-70% higher than now.

Bullish View: The optimists see $1,000+ by 2030. That would double the stock.

Why such a big range? Several factors matter:

First, will AI make money? Microsoft is spending $80 billion on AI. Therefore, this bet must pay off.

Second, can Azure beat Amazon and Google? Right now, Azure is growing faster. However, competition is fierce.

Third, what about the economy? If companies cut IT spending, Microsoft suffers.

Fourth, will the government step in? Antitrust rules could limit growth.

Here’s a key fact. AI could add $7-13 trillion to the world economy by 2030. If Microsoft captures just 5%, the stock soars.

Why Microsoft Stock Could Keep Rising

The Good News

Cloud Leader: Azure is killing it. Sales grew 39% to $75 billion. Moreover, it’s growing faster than Amazon’s cloud.

AI Power: Microsoft owns 27% of OpenAI (worth $135 billion). Plus, Copilot works across all products. Consequently, 400 million Office users could add Copilot.

Many Money Sources: Microsoft has three big businesses. Therefore, if one slows down, others keep going.

Strong Cash Flow: Microsoft made $101.8 billion in profit. That’s up 16%. Clearly, the money keeps flowing.

Smart Leadership: CEO Satya Nadella has grown revenue 250% since 2014. Likewise, the stock is up 1,000% under his watch.

The Risks You Should Know

High Price: The stock trades at 38 times earnings. In other words, you’re paying a premium.

Big AI Bet: Microsoft is spending $80 billion on AI. However, this must work to justify the cost.

Job Cuts Hurt: Cutting 15,000 jobs damages morale. Consequently, innovation could slow down.

Tough Competition: Amazon, Google, and startups are fighting back. Therefore, Microsoft must keep winning.

Economic Risk: If recession hits, companies cut cloud spending. As a result, Azure growth would slow.

Should You Buy MSFT Stock Now?

For long-term investors, MSFT looks good. However, you need to think carefully. Here’s what matters:

Time Horizon: This is a 3-5 year play. Not a quick flip.

How Much: Don’t bet everything. Maybe 5-10% of your portfolio.

Earnings Tomorrow: October 29 results could move the stock. Therefore, wait until after earnings if nervous.

Your Risk Level: The stock moves with the market. Can you handle drops?

Most analysts love Microsoft. After all, it leads in cloud and AI. Moreover, the company is very profitable.

Plus, MSFT pays dividends. The quarterly payout is $0.91. That’s up 10% from last year. In addition, Microsoft has raised dividends for 20 straight years.

Key Numbers to Watch

Here’s what to track:

Azure Growth: Is it still growing 30%+? This matters most.

Copilot Users: How many people are paying for AI? This shows AI revenue.

Profit Margins: Can Microsoft keep margins above 40%? This proves efficiency.

Cloud Competition: Is Azure gaining or losing market share? This determines the future.

Job Cuts: Will layoffs continue? This signals cost pressure.

The Bottom Line on Microsoft Stock

Microsoft stock is a bet on AI’s future. The company is cutting jobs to fund this shift. Consequently, the next year will prove if this works.

Today’s OpenAI deal is huge. Microsoft now owns 27% (worth $135 billion). Moreover, it can use OpenAI’s tech until 2032. Therefore, Microsoft’s AI position just got stronger.

For investors who believe in AI, Microsoft is a top choice. It’s profitable, proven, and powerful. However, the high price means you need patience.

In conclusion, MSFT works best for long-term investors. The company is playing the long game. Similarly, investors should too.

Tomorrow’s earnings will tell us more. Watch Azure growth and AI revenue. These numbers will guide the stock.

This is for information only. Not financial advice. Always research first. Talk to an advisor before investing.

Quick Microsoft Stock Facts

Ticker: MSFT Price: $531.52 YTD Gain: 23% Market Cap: $3.9 trillion P/E Ratio: 38.3 Dividend: $0.91 quarterly Next Earnings: October 29, 2025 Analyst Rating: Strong Buy Average Target: $618.60 (16% upside)

Common Questions About Microsoft Stock

Q: Is Microsoft stock a good buy right now? Yes, for long-term holders. The company leads in cloud and AI. However, the stock is priced high. Therefore, buy slowly over time.

Q: When will Microsoft split its stock again? Nobody knows. The last split was in 2003. If the stock keeps rising, another split could happen. However, Microsoft hasn’t announced plans.

Q: Why is Microsoft laying off so many workers? To pay for AI. The company is spending $80 billion on AI infrastructure. Therefore, it’s cutting costs elsewhere. In addition, AI tools now do some jobs humans used to do.

Q: What’s the Microsoft stock price prediction for 2030? Estimates range from $577 to over $1,000. Most analysts see $850-$896 as likely. However, this depends on AI success.

Q: How much dividend does Microsoft pay? $0.91 per quarter. That’s $3.64 per year. The dividend just increased 10%. Moreover, Microsoft has raised it for 20 straight years.

Q: What happened with Microsoft and OpenAI today? Big news. Microsoft now owns 27% of OpenAI (worth $135 billion). In addition, Microsoft can use OpenAI’s tech until 2032. Plus, OpenAI will buy $250 billion of Azure services.

Q: Should I buy before or after earnings? Most experts say wait. Earnings come out October 29, 2025. After that, you’ll know more. However, if you’re long-term, timing matters less.