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Huntington Bank Buys Cadence Bank for $7.4 Billion

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Huntington Bank Buys Cadence Bank for $7.4 Billion

Huntington Bank made big news today. The bank agreed to buy Cadence Bank for $7.4 billion. This is the second major deal for Huntington in 2025. As a result, the bank will now serve customers in 21 states.

Huntington Bank and Cadence Merger: What You Need to Know

On October 27, 2025, Huntington Bank announced the deal. The bank will pay in stock, not cash. For instance, Cadence owners will get 2.475 Huntington shares for each Cadence share they own. That values each share at $39.77.

The deal should close in early 2026. However, it needs approval from regulators first. After that, the combined bank will have $276 billion in assets. In addition, it will hold $220 billion in deposits. Therefore, Huntington will become a top-ten U.S. bank.

More Huntington Bank Locations Coming Soon

The Huntington Bank acquisition brings exciting changes. The bank will add over 390 Cadence branches to its network. Similarly, customers will gain access to more than 1,000 total branches.

Where You’ll Find New Branches

The new Huntington Bank locations will spread across the South. For example, you’ll find branches in:

  • Houston and Dallas
  • Austin and Fort Worth
  • Atlanta and Nashville
  • Orlando and Tampa
  • Mississippi and Alabama

Market Leadership

The merger makes Huntington stronger in key areas:

  • #1 bank in Mississippi by deposits
  • #5 in Dallas and Houston by deposits
  • Top 10 in Alabama and Arkansas by deposits

Steve Steinour is Huntington’s CEO. He said, “This deal extends our reach to 21 states. Moreover, it puts us in high-growth markets where we know how to win.”

About Huntington Bank: A Trusted Name Since 1866

Huntington Bank started in 1866. The bank calls Columbus, Ohio home. Over the years, it has built a strong reputation. In other words, customers trust Huntington for good service and smart banking.

Recent Financial Results

Here’s how Huntington performed in Q3 2025:

What We Measure The Numbers Growth
Total Assets $210 billion Growing
Profit (Q3) $629 million Up 17%
Return on Assets 1.19% Strong
Return on Equity 17.8% Leading
Branch Count 972 branches 13 states

The bank earned $629 million in Q3 2025. That’s 17% more than last quarter. Similarly, it’s 22% more than last year. These results show Huntington’s strong business model.

How to Find Huntington Bank Near Me

With Cadence joining, finding a Huntington Bank near me is easier. The bank now has more branches in more places. Consequently, you have better access to banking services.

Ways to Find a Branch

You can locate branches in three easy ways:

  • Visit the bank’s website
  • Use the mobile app
  • Call customer service for help

All Cadence branches will stay open. In addition, they will switch to the Huntington name. Therefore, you won’t lose your local branch.

Huntington Bank Login: Easy Digital Access

The bank offers simple online banking. The Huntington Bank login portal is secure and easy to use. For instance, you can:

  • Check your account balance
  • Pay bills online
  • Transfer money
  • Deposit checks from your phone
  • Track your spending

The Huntington Bank App

The Huntington Bank app makes banking simple. You can bank anytime, anywhere. Moreover, the app includes:

  • Quick login with your fingerprint
  • Send money to friends
  • Find nearby ATMs
  • Set savings goals
  • Get spending alerts

In August 2025, Huntington updated its digital tools. As a result, the app is now easier to use. The new design matches what customers need most.

Huntington Bank Customer Service: Award-Winning Support

Huntington Bank customer service ranks #1 among regional banks. The bank won this award in the 2025 J.D. Power study. That is to say, customers love Huntington’s service.

How to Get Help

Need help? Huntington offers many ways to reach them:

  • Call 24/7: Talk to someone anytime
  • Online chat: Get quick answers
  • Visit a branch: Talk face-to-face
  • Send an email: For simple questions
  • Social media: Fast replies on Twitter and Facebook

Above all, Huntington wants to help you succeed with your money.

Huntington Bank Credit Card Options

The Huntington Bank credit card selection fits different needs. The bank offers cards with good benefits. For example:

  • Low interest rates
  • Reward points on purchases
  • Fraud protection
  • Works with Apple Pay and Google Pay
  • Easy online management
  • Many cards have no yearly fee

In addition, credit cards come with other banking products. These include checking accounts, savings accounts, and home loans.

What’s Next for Huntington Bank

After the Huntington Bank and Cadence deal closes, big things will happen. The bank raised its goals. For instance, Huntington now expects to earn more. Similarly, it plans to save money by combining operations.

New Performance Goals

The bank’s new targets include:

  • Return on equity of 18% to 19% (up from 16% to 17%)
  • Cost savings from the merger
  • More earnings from new markets

RBC Capital Markets said, “Huntington wanted to grow in Texas and the Southeast. Therefore, this deal fits perfectly.”

New Technology for Business Customers

Last week, Huntington launched a new business tool. The Treasury Management system uses AI. Consequently, it helps businesses manage money better. In fact, 76% of finance workers struggle with bad data. This new tool fixes that problem.

What This Means for You

If You Bank with Huntington Now

You’ll get these benefits:

  • More branches and ATMs to use
  • Better products and services
  • The same great customer service
  • New digital tools

If You Bank with Cadence Now

Here’s what changes for you:

  • Your branch stays open
  • The branch will use the Huntington name
  • You’ll get more banking options
  • Better digital banking tools

James D. Rollins III leads Cadence Bank. After that, he will join Huntington’s board. Therefore, Cadence customers will have a voice at Huntington.

Banking Trends: Why Banks Are Joining Together

The Huntington Bank acquisition follows a bigger trend. Regional banks are combining to grow stronger. Earlier this month, Fifth Third bought Comerica for $10.9 billion. As a result, 2025 is a big year for bank mergers.

Why Banks Merge

Banks combine for several reasons:

  • They need to be bigger to compete
  • They can reach new, growing areas
  • They get better technology
  • They save money by working together

In other words, bigger banks can serve you better.

Final Thoughts

The Huntington Bank deal with Cadence Bank changes everything. The $7.4 billion merger creates a banking giant. Consequently, Huntington will serve 21 states from the Midwest to the South.

For customers, this means better service. Whether you use Huntington Bank locations, the Huntington Bank app, or call Huntington Bank customer service, you’ll have more options. In addition, you’ll get better technology and more convenient banking.

The banking world keeps changing. Similarly, Huntington keeps growing. Above all, the bank stays focused on serving customers well. To sum up, this merger shows Huntington’s commitment to growth and great service.


 

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